When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

874 games · 2024 · pick one to list those games
52% went over. Of the 457 overs, 3% had cashed by halftime and 35% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 18% of games.

Went over in overtime: 10 games

2024 · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2024 · Postseason
TEX -13.5 52.5 1720254870 OT ASU Q3
Late over
39–31
2024 · Postseason
USF -0.5 64.5 731415480 OT USF OT
Late cover flip Late over Lead lost
41–39
2024 · Postseason
NIU -2.5 40.5 1616262648 OT NIU OT
Late cover flip Late over
28–20
2024 · Week 14
JMU -2.5 52.5 1417344868 OT MRSH Q3
Late over
35–33
2024 · Week 10
PUR -3.5 44.5 1327304046 OT NU Q1
Late over
26–20
2024 · Week 9
SMU -11.5 50.5 721344255 OT DUKE Q1
Late over
28–27
2024 · Week 8
LT -12.5 48.5 024314863 OT NMSU Q1
Late over
30–33
2024 · Week 4
MIZ -18.5 52.5 1423404057 OT VAN Q1
Late over
27–30
2024 · Week 4
NIU -12.5 42.5 717244043 OT BUFF Q1
Late over
23–20
2024 · Week 2
NU -2.5 37.5 1017202646 OT DUKE Q3
Late cover flip Late over Lead lost
26–20

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 53% 459
Q2 16% 139
Q3 14% 118
Q4 18% 153
OT 1% 5
The team leading at halftime won 83% and covered 72% of 812 games
The team leading after 3 quarters won 87% and covered 73% of 828 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over160100% 160
1–34589% 40
4–77288% 63
8–106475% 48
11–149357% 53
15–178747% 41
18–2110831% 33
22+2458% 19
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.