When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

10 games · 2023 · Temple · pick one to list those games
50% went over. Of the 5 overs, 0% had cashed by halftime and 0% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 30% of games.

All 10 games

2023 · Temple · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2023 · Week 13
MEM -13 64 20344966 Q4 MEM Q2
Late over
45–21
2023 · Week 12
UAB -7.5 61.5 7243458 U UAB Q4
Late cover flip
24–34
2023 · Week 11
USF -7 70 17303750 U TEM Q4 23–27
2023 · Week 10
NAVY -6.5 46.5 10172550 Q4 TEM Q1
Late over
18–32
2023 · Week 8
SMU -24 53 14244155 Q4 SMU Q3 55–0
2023 · Week 7
UNT -6.5 65.5 21384559 U UNT Q1 14–45
2023 · Week 5
TLSA -3 56 17244974 Q4 TLSA Q1 26–48
2023 · Week 4
MIA -23 46.5 7314548 Q4 MIA Q3 41–7
NORF @ TEM
2023 · Week 3
TEM -31.5 55 14354550 U TEM Q4
Late cover flip
9–41
2023 · Week 2
RUTG -7.5 43.5 7131343 U RUTG Q2 7–36

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 30% 3
Q2 20% 2
Q3 20% 2
Q4 30% 3
OT 0% 0
The team leading at halftime won 90% and covered 80% of 10 games
The team leading after 3 quarters won 100% and covered 89% of 9 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
1–31100% 1
8–101100% 1
11–14250% 1
15–171100% 1
18–2110% 0
22+425% 1
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.