When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

7 games · 2026 · Week 8 · pick one to list those games
71% went over. Of the 5 overs, 0% had cashed by halftime and 40% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 0% of games.

All 7 games

2026 · Week 8 · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2026 · Week 8
MEM -10.5 55.5 1019446875 Q4 ECU Q1 34–41
2026 · Week 8
JMU -12.5 56.5 724346265 Q4 APP Q1 31–34
2026 · Week 8
LIB -8.5 50.5 14172740 U LIB Q1 34–6
2026 · Week 8
NMSU -3 46.5 7244754 Q3 NMSU Q2 30–24
2026 · Week 8
USA -1.5 66.5 3121933 U MRSH Q2 13–20
2026 · Week 8
FIU -10.5 46.5 15213949 Q4 MTSU Q1 26–23
2026 · Week 8
DEL -3 54.5 21528099 Q3 DEL Q3 38–61

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 57% 4
Q2 29% 2
Q3 14% 1
Q4 0% 0
OT 0% 0
The team leading at halftime won 50% and covered 67% of 6 games
The team leading after 3 quarters won 71% and covered 86% of 7 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over2100% 2
8–101100% 1
11–141100% 1
22+333% 1
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.