When do games go over, and when is the cover settled?
Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.
When did they go over?
8 games · 2026 · Memphis · pick one to list those games
63% went over. Of the 5 overs, 0% had cashed by halftime and 40% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 13% of games.
All 8 games
2026 · Memphis · newest first
| Game | Line | Total | Points by quarter | Over | Cover settled | Final |
|---|---|---|---|---|---|---|
2026 · Week 8 |
MEM -10.5 | 55.5 | 1019446875 | Q4 | ECU Q1 | 34–41 |
2026 · Week 7 |
MEM -6.5 | 55.5 | 3333348 | U | TULN Q1 | 17–31 |
2026 · Week 6 |
MEM -15.5 | 55.5 | 14233751 | U | MEM Q4 | 13–38 |
2026 · Week 5 |
MEM -18.5 | 52.5 | 14245367 | Q3 | MEM Q2 | 59–8 |
 UTM @  MEM2026 · Week 3 |
MEM -33.5 | 58.5 | 10313866 | Q4 | UTM Q1 | 21–45 |
2026 · Week 2 |
BOIS -9.5 | 54.5 | 10375158 | Q4 | BOIS Q3 | 20–38 |
2026 · Week 1 |
MEM -10.5 | 52.5 | 3385966 | Q3 | MEM Q3 | 24–42 |
2026 · Week 1 |
UNLV -4.5 | 55.5 | 0214548 | U | MEM Q3 | 27–21 |
ECU
TULN
UAB
CLT
BOIS
ARST
UNLVWhen was the cover settled?
From the end of that quarter on, the side covering never changed
Q1 38% 3
Q2 13% 1
Q3 38% 3
Q4 13% 1
OT 0% 0
The team leading at halftime won 50% and covered 50% of 8 games
The team leading after 3 quarters won 88% and covered 88% of 8 games
Going into the 4th quarter
Points the game still needed after 3 quarters, and how often it got there
| Points needed | Games | Went over |
|---|---|---|
| Already over | 2 | 100% 2 |
| 4–7 | 1 | 100% 1 |
| 11–14 | 2 | 50% 1 |
| 18–21 | 2 | 50% 1 |
| 22+ | 1 | 0% 0 |
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.