When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. NFL games from the past four seasons with quarter scores and a closing line.

When did they go over?

6 games · 2026 · Los Angeles Chargers · pick one to list those games
17% went over. Of the 1 overs, 0% had cashed by halftime and 0% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 40% of games.

All 6 games

2026 · Los Angeles Chargers · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2026 · Week 6
KC -7.5 41.5 12222528 U KC Q2 6–22
2026 · Week 5
DEN -3 42.5 7132740 U DEN Q4
Late cover flip
23–17
2026 · Week 4
SEA -7 43.5 10264353 Q4 Push
Late cover flip
23–30
2026 · Week 3
BUF -7 50.5 10202340 U BUF Q4
Late cover flip
16–24
2026 · Week 2
LAC -6.5 43.5 0173140 U LV Q1 26–14
2026 · Week 1
LAC -8.5 47.5 14203040 U ARI Q1 26–14

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 33% 2
Q2 17% 1
Q3 0% 0
Q4 33% 2
OT 0% 0
Push 17% 1
The team leading at halftime won 100% and covered 80% of 5 games
The team leading after 3 quarters won 67% and covered 50% of 6 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
1–31100% 1
11–1410% 0
15–1720% 0
18–2110% 0
22+10% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.