When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. NFL games from the past four seasons with quarter scores and a closing line.

When did they go over?

6 games · 2026 · Arizona Cardinals · pick one to list those games
50% went over. Of the 3 overs, 0% had cashed by halftime and 33% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 17% of games.

All 6 games

2026 · Arizona Cardinals · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2026 · Week 6
LAR -13.5 51.5 6182134 U ARI Q1 18–16
2026 · Week 5
DET -4.5 55.5 7315266 Q4 DET Q2 45–21
2026 · Week 4
ARI -2.5 43.5 17365160 Q3 NYG Q2 24–36
2026 · Week 3
SF -7.5 48.5 7233666 Q4 ARI Q4
Late cover flip
30–36
2026 · Week 2
SEA -3.5 40.5 7142438 U SEA Q3 31–7
2026 · Week 1
LAC -8.5 47.5 14203040 U ARI Q1 26–14

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 33% 2
Q2 33% 2
Q3 17% 1
Q4 17% 1
OT 0% 0
The team leading at halftime won 100% and covered 75% of 4 games
The team leading after 3 quarters won 100% and covered 83% of 6 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over1100% 1
4–71100% 1
11–141100% 1
15–1710% 0
18–2110% 0
22+10% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.