When do games go over, and when is the cover settled?
Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.
When did they go over?
7 games · 2026 · South Florida · pick one to list those games
43% went over. Of the 3 overs, 0% had cashed by halftime and 0% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 43% of games.
All 7 games
2026 · South Florida · newest first
| Game | Line | Total | Points by quarter | Over | Cover settled | Final |
|---|---|---|---|---|---|---|
2026 · Week 7 |
USF -20.5 | 46.5 | 2121931 | U | USF Q4 | 2–29 |
2026 · Week 6 |
UTSA -5.5 | 49.5 | 21273755 | Q4 | UTSA Q4 Late over |
24–31 |
2026 · Week 5 |
USF -5.5 | 50.5 | 3132030 | U | TEM Q1 Lead lost |
17–13 |
2026 · Week 4 |
USF -17.5 | 48.5 | 36620 | U | BGSU Q1 | 14–6 |
 DSU @  USF2026 · Week 3 |
USF -37.5 | 59.5 | 21455976 | Q4 | USF Q4 | 17–59 |
2026 · Week 2 |
ARMY -3 | 45.5 | 7212852 | Q4 | USF Q3 Late cover flip Late over Lead lost |
28–24 |
2026 · Week 1 |
USF -14.5 | 53.5 | 36928 | U | FIU Q1 | 9–19 |
KENT
UTSA
TEM
BGSU
ARMY
FIUWhen was the cover settled?
From the end of that quarter on, the side covering never changed
Q1 43% 3
Q2 0% 0
Q3 14% 1
Q4 43% 3
OT 0% 0
The team leading at halftime won 57% and covered 57% of 7 games
The team leading after 3 quarters won 80% and covered 80% of 5 games
Going into the 4th quarter
Points the game still needed after 3 quarters, and how often it got there
| Points needed | Games | Went over |
|---|---|---|
| 1–3 | 1 | 100% 1 |
| 11–14 | 1 | 100% 1 |
| 18–21 | 1 | 100% 1 |
| 22+ | 4 | 0% 0 |
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.