When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

7 games · 2026 · South Alabama · pick one to list those games
71% went over. Of the 5 overs, 20% had cashed by halftime and 60% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 29% of games.

All 7 games

2026 · South Alabama · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2026 · Week 8
USA -1.5 66.5 3121933 U MRSH Q2 13–20
2026 · Week 6
ARST -3 60.5 216284105 Q2 USA Q1 56–49
2026 · Week 5
USA -12.5 57.5 28457387 Q3 USA Q1 35–52
2026 · Week 4
UK -20.5 54.5 7455266 Q4 UK Q4 21–45
2026 · Week 3
USA -7 49.5 21315277 Q3 OHIO Q4
Late cover flip
36–41
2026 · Week 2
TULN -9.5 48.5 10243852 Q4 USA Q1
Late over Lead lost
24–28
SELA @ USA
2026 · Week 1
USA -13.5 53.5 26294653 U USA Q2 14–39

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 43% 3
Q2 29% 2
Q3 0% 0
Q4 29% 2
OT 0% 0
The team leading at halftime won 100% and covered 67% of 6 games
The team leading after 3 quarters won 100% and covered 71% of 7 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over3100% 3
1–31100% 1
8–1010% 0
11–141100% 1
22+10% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.