When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

7 games · 2026 · Louisville · pick one to list those games
86% went over. Of the 6 overs, 0% had cashed by halftime and 17% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 14% of games.

All 7 games

2026 · Louisville · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2026 · Week 7
LOU -14.5 56.5 24515160 Q4 SYR Q1 34–26
2026 · Week 6
LOU -4 60.5 14284264 Q4 LOU Q3 20–44
2026 · Week 5
LOU -5.5 56.5 3204959 Q4 NCSU Q1 28–31
2026 · Week 4
LOU -11.5 57.5 10455457 U WAKE Q1 30–27
2026 · Week 3
LOU -3 57.5 21315272 Q4 LOU Q3 31–41
VILL @ LOU
2026 · Week 2
LOU -39.5 56.5 20415872 Q3 LOU Q4 13–59
2026 · Week 1
MISS -6.5 54.5 3164879 Q4 LOU Q1
Late cover flip
38–41

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 57% 4
Q2 0% 0
Q3 29% 2
Q4 14% 1
OT 0% 0
The team leading at halftime won 83% and covered 50% of 6 games
The team leading after 3 quarters won 100% and covered 80% of 5 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over1100% 1
4–7475% 3
8–101100% 1
18–211100% 1
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.