When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

7 games · 2026 · Jacksonville State · pick one to list those games
71% went over. Of the 5 overs, 0% had cashed by halftime and 20% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 50% of games.

All 7 games

2026 · Jacksonville State · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2026 · Week 7
JXST -3 44.5 21344851 Q3 Push
Late cover flip
24–27
2026 · Week 6
JXST -3 48.5 3304453 Q4 KENN Q1
Late over
27–26
2026 · Week 4
JXST -7 50.5 3173336 U JXST Q4
Late cover flip
13–23
2026 · Week 3
JXST -3.5 51.5 3344458 Q4 JXST Q4 27–31
2026 · Week 2
OHIO -1.5 48.5 731384856 OT OHIO OT
Late cover flip Late over Lead lost
27–29
EKU @ JXST
2026 · Week 1
JXST -22.5 51.5 14424956 Q4 JXST Q2 7–49
2026 · Week 1
NDSU -6.5 46.5 14243440 U NDSU Q2 7–33

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 14% 1
Q2 29% 2
Q3 0% 0
Q4 29% 2
OT 14% 1
Push 14% 1
The team leading at halftime won 50% and covered 67% of 6 games
The team leading after 3 quarters won 50% and covered 67% of 6 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over1100% 1
1–31100% 1
4–71100% 1
8–101100% 1
11–14250% 1
18–2110% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.