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College game flow: when games go over and when the cover is settled

When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

Indiana ✕

When did they go over?

7 games · 2026 · Indiana · pick one to list those games
Went overAll games7100%By halftime00%In Q300%In Q4343%In OT00%Stayed under457%
Last 5 minutesCover changed hands00%Over cashed114%Leader lost the game00%
43% went over. Of the 3 overs, 0% had cashed by halftime and 0% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 0% of games.

All 7 games

2026 · Indiana · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2026 · Week 7
 OSU -3 49.5 3172034 U OSU Q3 19–15
2026 · Week 6
 IU -9.5 48.5 13131637 U NEB Q1 20–17
2026 · Week 5
 IU -24.5 56.5 10234462 Q4 IU Q3 47–15
2026 · Week 4
 IU -20.5 49.5 2122252 Q4 NU Q1
Late over
 23–29
2026 · Week 3
 IU -44.5 59.5 0143138 U WKU Q1 0–38
HOW @ IU
2026 · Week 2
 IU -57.5 67.5 20415555 U HOW Q1 0–55
2026 · Week 1
 IU -39.5 57.5 14304768 Q4 UNT Q1 16–52
Final score is away–home. Points by quarter are combined points at the end of each quarter; the highlighted one is when the over cashed.

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 71% 5
Q2 0% 0
Q3 29% 2
Q4 0% 0
OT 0% 0
The team leading at halftime won 86% and covered 43% of 7 games
The team leading after 3 quarters won 86% and covered 43% of 7 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
11–14367% 2
22+425% 1
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.