When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

3,141 games · 2023–2026 · pick one to list those games
51% went over. Of the 1,606 overs, 3% had cashed by halftime and 32% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 18% of games.

Went over by halftime, leader lost the game in the last 5 minutes: 6 games

2023–2026 · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2025 · Postseason
DUKE -4 49.5 28526781 Q2 ASU Q3
Lead lost
39–42
2025 · Week 10
CLEM -4.5 55.5 28567391 Q2 DUKE Q1
Late cover flip Lead lost
46–45
2025 · Week 3
CONN -9.5 51.5 2452667685 Q2 DEL Q1
Lead lost
41–44
2024 · Week 10
UNM -7.5 60.5 27708094 Q2 WYO Q4
Lead lost
49–45
2023 · Week 13
ECU -3 43.5 27445056 Q2 TLSA Q3
Lead lost
29–27
2023 · Week 5
APP -13.5 50.5 28567581 Q2 ULM Q1
Lead lost
41–40

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 50% 1,568
Q2 16% 494
Q3 15% 471
Q4 18% 556
OT 1% 18
Push 1% 34
The team leading at halftime won 83% and covered 69% of 2,929 games
The team leading after 3 quarters won 88% and covered 72% of 2,988 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over516100% 516
1–319295% 182
4–729586% 255
8–1026170% 184
11–1434558% 200
15–1727041% 110
18–2133927% 92
22+9237% 67
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.