When do games go over, and when is the cover settled?

Pick a season and week, then choose when the game went over to see those games. FBS games from the past four seasons with quarter scores and a closing line.

When did they go over?

6 games · 2026 · North Carolina · pick one to list those games
33% went over. Of the 2 overs, 0% had cashed by halftime and 50% by the end of the 3rd quarter. Covers were settled only in the 4th quarter or overtime in 17% of games.

All 6 games

2026 · North Carolina · newest first
GameLineTotalPoints by quarterOverCover settledFinal
2026 · Week 7
DUKE -3 46.5 10242744 U UNC Q1 24–20
2026 · Week 6
PITT -3.5 47.5 7172438 U UNC Q2 21–17
2026 · Week 5
ND -21 46.5 21354763 Q3 UNC Q1 37–26
2026 · Week 3
CLEM -3 44.5 17233248 Q4 CLEM Q4
Late cover flip Late over
20–28
ETSU @ UNC
2026 · Week 2
UNC -36.5 55.5 7213538 U ETSU Q1 3–35
2026 · Week 1
TCU -7.5 46.5 20222525 U UNC Q1 15–10

When was the cover settled?

From the end of that quarter on, the side covering never changed
Q1 67% 4
Q2 17% 1
Q3 0% 0
Q4 17% 1
OT 0% 0
The team leading at halftime won 67% and covered 33% of 6 games
The team leading after 3 quarters won 83% and covered 50% of 6 games

Going into the 4th quarter

Points the game still needed after 3 quarters, and how often it got there
Points neededGamesWent over
Already over1100% 1
11–141100% 1
18–2120% 0
22+20% 0
Quarter scores from ESPN for the past four seasons; closing lines from the ESPN odds feed. Timing is to the quarter: an over that cashed with 10 seconds left in the 3rd counts as Q3. “Settled” means the team covering at the end of that quarter covered the closing spread at the end, with no change in between. Last 5 minutes (4th quarter, plus overtime) compares the score with 5:00 left, from ESPN scoring plays, with the final. History, not a prediction: none of this has shown an edge against the market.